Cost calculator

What will nursery actually cost your family?

Pick your county, your child's age and the hours you need. We'll apply funded hours, Tax-Free Childcare and sibling discounts so you see the real weekly, monthly and yearly cost - not just the headline rate.

Price mode
Child's age

Defaults to 10 hours, but you can adjust it to match the nursery day you need.

Add meals
Current county average: £62/day
Government funded hours

Available for eligible working parents of children aged 9 months+ in England. See the guide below for eligibility.

Tax-Free Childcare and provider-specific discounts can reduce what you pay further, but they are not included in this fee estimate.

Your estimated cost
£200/week
~ £865/month · £10,374/year
Headline weekly fee£200
London average daily rate£62
Compare real nursery fees
Quick tip

If you're eligible for 30 funded hours and Tax-Free Childcare, you can stack them - funded hours come off first. This estimate focuses on nursery fees before any separate Tax-Free Childcare account top-up.

Funding, in plain English

How each UK childcare scheme actually works

No jargon, no acronyms. Just what you get, who qualifies and how it changes what you pay.

Funded hours

15 & 30 funded hours (England)

What it is: The government pays your nursery a set hourly rate so those hours are free to you.

Who gets it: Working parents earning at least £9,518 each and less than £100k, with a child aged 9 months to school age.

How the maths works: 15h x 38 weeks = 570 hours/year. 30 hours doubles this. Stretched options spread those hours across more weeks.

Tax-Free Childcare

Tax-Free Childcare

What it is: For every £8 you pay into a government childcare account, HMRC adds £2, up to £2,000 per child per year.

Who gets it: Working parents earning at least £9,518 each and less than £100k, child under 12.

Watch for: You can't use Tax-Free Childcare and Universal Credit childcare together.

Universal Credit

Universal Credit childcare

What it is: If you claim Universal Credit and work any hours, you can claim back up to 85% of your childcare costs.

Caps: Up to £1,031/month for one child, £1,768/month for two or more.

Other help

Employer & other schemes

Workplace nurseries: If your employer offers an on-site nursery, fees can be tax-free in full.

Childcare vouchers: Closed to new joiners since 2018, but still useful if you are already enrolled.

Scotland, Wales, NI: Each nation runs its own funded hours scheme.

Cost by county

Average nursery cost across the UK

Full-time estimates use 5 days and a standard 10-hour nursery day before funding is applied. County averages are calculated from nursery prices where providers have supplied fees.

County
Weekly
Monthly
Yearly
Hourly

Nursery cost FAQs

Is the price I see on a nursery's website what I'll pay?

Not always. Funded hours, meals, registration fees, deposits, nappies and stretched-year patterns can all change the final amount.

When do funded hours start?

Funded hours usually start from the term after your child becomes eligible. Exact dates depend on age, work status and the scheme you use.

What if I earn over £100k?

If either parent earns over £100k, you usually lose eligibility for funded working-parent hours and Tax-Free Childcare.

Why is London so much more expensive?

Higher rent, staffing and operating costs often push London fees above many other counties.

Do nurseries charge for closed days like bank holidays?

Some do and some do not. Always check the nursery's fee policy before you register.

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